Payday Loans

The rates have gone up on our favorite loan and we are looking for a better loan to replace them

The best online payday loans no faxing required fast cash overnight

100% Online and Secure Process. Apply Now!

How do no fax payday loans work.

When you apply for a payday loan you send in you info on your next pay date and you contact info.

The Payday loan company check their datebase to see if you have any payday loan outstanding then call you to verify you contact phone number.  Usally you give them you bank routing and account numbers so the can deposit you loan in you account the next morning when your pay date comes up the debt you account for the loan plus the fees unless you let them know you want to renew the loan

Can you be arrested for default on payday loan?

no you can’t be arrested for defualting on a payday loan or check advance loan.

The loan company and you both agreed that you did not have cash in the bank when you wrote the check so bad check laws do not apply.

If a payday loan claims you can be arrested if you don’t pay they may be breaking the law them selfs and could be fined and have to let you out of your loan without paying. this depends on your state but most states have laws to protect youf from overly agresive bill collection eforts

According to the Fair Debt Collections Practices Act (FDCPA), it is ILLEGAL for a payday loan company or any company to threaten a person with the possibility of being arrested for non payment of a debt. So tell them you are going to report them for make illegal threats and have them arrested then thank them for paying off your loan with this threat. You no longer have to pay them. Make sure to record the call!

These loans are expensive if you can pay it downand make arrangements to pay over time do it this will save you credit. thell them you can not pay their high fees any more and are will to pay the original loan plus 20 to 25 percent over a few months in payments they most likly will except get pay is better then not getting paid.